Business Banking

Black Hills Community Banks Cash Management services let you originate automatic payments to employees and vendors through Automated Clearing House (ACH) transactions. Save valuable time and money with this secure service. It is perfect for payroll and other recurring payments because you don't have to do anything. Eliminate check reconciliation, reduce postage and paper costs, and ensure prompt payment with electronic credit.

24 Hour Telephone Banking: In our busy world, it has become vital to access your accounts 24 hours a day. 24 Hour Telephone Banking gives you direct access to your account via any touch tone telephone. Our 24 Hour Banking allows you to do almost anything a teller can do for you in-person. It's easy to use. Its enormously convenient. Ask anyone at the bank to set up your free 24 Hour Telephone Banking at Black Hills Community Bank. And since you probably have a phone in your pocket, you can conduct your commercial banking from almost anywhere.

Internet Banking: It has become clear that the Internet is the hub of our busy lives these days. It gives us instant access to important information and the ability to take action yourself. Our Internet Banking is designed to be a vital part of your money management program. By simply logging-on to our Internet Banking you can view all of your accounts and loans, transfer funds, view transaction activity, see if checks have cleared and so much more.

Black Hills Community Bank utilizes state-of-the-art Internet Banking, which gives you easy access to the financial information that is such an important part of your life. It's easy to use, secure and will bring a new level of convenience to your schedule. Once you use it, it will become a regular part of your every day life.

Cash Management Services: Managing your cash is an important element of running a successful business operation. Black Hills Community Bank offers you the cash management tools you will need to enhance your success. From our sweep accounts that allow you to sweep high balances into dividend bearing accounts, to accessing your line of credit, Black Hills Community Bank stands behind you with the cash management services that will truly make a difference. Our cash management services include:

• ACH
• Direct Deposit
• Sweep Accounts

Other Business Services: Black Hills Community Bank also offers the following business services

• Business VISA Credit Cards
• Lines of credit (approval required)
• Merchant Card Processing
• Night Depository
• Payroll
• Remote Deposit Capture
• Safe Deposit Box