| CDs and IRAs If you are saving for a particular goal- say you want to buy a house in three years- a Certificate of Deposit, or CD, may be right for you. Choosing a CD allows you to save by purchasing a certificate that will mature on a certain date for a certain amount of interest.
Or, if you are planning ahead to enjoy a comfortable retirement, choosing to invest in an Individual Retirement Account, IRA, may mean the most bang for your buck.
Speak with one of our Professional Investment Representatives to find out how you can put these savings options to work for you.
| Certificates of Deposit |
| Fixed Rate CDs |
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Flexible CDs |
- $500 minimum deposit
- Terms from 3 months to 5 years
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- $5,000 minimum deposit to open
- $2,500 minimum balance
If rates go up, you can choose to increase the interest rate once during the term of the CD.
If you need cash, you are free to withdraw up to half the balance without penalty once during the term of the CD. |
| IRAs (Individual Retirement Accounts) |
| Certificates of Deposit |
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Variable Rate Savings |
- Traditional IRA
- Roth IRA
- Coverdell Educational Savings Account
(Formerly an Educational IRA)
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- Rates may change monthly
- Interest compounded monthly
- Deposits may be added at any time
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IRAs are subject to IRS rules and regulations. See a representative for details.
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