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Checking Accounts

You won't find a better checking account in the Black Hills.
With all accounts we offer: FREE Business debit card, FREE Internet banking, Fast Cash account available with approved credit.

You'll enjoy the difference!

$100.00 Minimum to Open Checking Account
** Reimbursement of ATM fees with original Receipt

Free Checking

Optional: Check images with mailed statement $3.00.


Community Checking*
Prestige Interest Checking*
Extreme Interest Checking*
Presidential Benefits Club* Special Features

A fee of $0.25 per deposited item over 20 per month is charged on all except Free Checking accounts.


Free Business Checking

Special Features: $0.25 per item over 200 total debits, credits and deposited items per month.


Business Checking

Special Features: $0.25 per item over 400 total debits, credits and deposited items per month.
** Reimbursement of ATM fees with original Receipt


Commercial Checking

Special Features: $0.10 per debit, $0.07 transit deposited item.


Business Interest Checking

Special Features: $0.25 per total debits, credits and deposited items over 75 per month.


* Note: A funds usage charge of the Prime rate plus 4.0% will be charged on all negative collected balances. Reserve requirement of 5% Other Features: Free Business Debit Card, Free Internet Banking, Fast Cash Account available with approved credit
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