CDs and IRAs

Black Hills Community Bank has savings programs designed to help maximize the return on your investment. We offer a variety of savings options to best meet your needs.
* $500.00 Minimum Deposit

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Certificates of Deposit
Fixed Rate CDs

• $500 minimum deposit
• Terms from 3 months to 5 years

Flexible CDs

• $5,000 minimum deposit to open
• $2,500 minimum balance

If rates go up, increase the interest rate once during the term of the CD.
If you need cash, withdraw up to half the balance without penalty once during the term of the CD.

IRAs (Individual Retirement Accounts)
Certificates of Deposit
Terms available for 3 months to 5 years. Rates correspond with our regular CD rates.

• Traditional IRA
• Roth IRA
• Coverdell Educational Savings Account
  (formerly and Educational IRA)

IRAs
Variable Rate Savings

• Rates may change monthly
• Interest compounded monthly
• Deposits may be added at any time

IRAs are subject to IRS rules and regulations